Investment Menu

Built with the Flexibility You Need

Providing you values-added investment choice.

GuideStone® provides a flexible investment lineup to align with your plan goals and objectives. We will work with you to determine the right investment options to fit with the needs of your plan design and preferences. GuideStone offers a broad array of actively managed funds as well as supplemental passive funds designed to broaden investment choice and lower all-in plan costs.

Central to our investment lineup selections are GuideStone Funds® — award-winning, faith-based mutual Funds that align with your values. They were also recently honored with the 2019 Lipper Award for Best Overall Small Fund Family, which they also won in 2012. This further supports that investors don't have to choose between award-winning performance or investing according to their values; they can have both!

You may choose from the following three investment lineup options:

  • GuideStone Premier: GuideStone's faith-based Funds allow faith-based investors the opportunity to align their personal investments with Christian values.
  • GuideStone Flexible: In addition to the Funds in the GuideStone Premier menu, GuideStone Flexible provides the option to include five Fidelity non-screened passive funds.
  • GuideStone Custom: This option combines GuideStone’s five Christian-screened Target Date Funds MyDestination Funds® with up to 20,000 asset class funds to create the remaining investment lineup.
Premier Flexible Chart *This Fund, a non-registered fund, is available only to participants in a Southern Baptist 403(b) plan.

Giving your participants values-directed investment tiers.

In addition to the flexibility offered at the plan level, GuideStone provides three investment tiers so your plan participants can find their desired approach to meet their retirement goals and objectives. These three tiers are designed to simplify participant choice and guide the decision-making process. The menu is scaled based on participant investment knowledge, available time and desired level of engagement.


Tier 1: Asset Allocation Options / Do It For Me

Professionally managed by GuideStone Capital Management, LLC®, our asset allocation options provide a simple choice for those who want a one-step approach to investing. This investment selection will include the GuideStone MyDestination Funds — our Target Date Funds — and may also include target risk funds.

Agressive

Early Working Years
20’s–30’s

Middle Working Years
40’s–50’s

Nearing Retirement
60’s

Living in Retirement
70’s


Tier 2: Core and Specialty Options / Do It Myself

This approach is designed to help participants build their own portfolio, utilizing a broad range of core and specialty funds that provide the flexibility to address specific investment strategies. To help investors make their personalized allocations using this approach, we provide a variety of online tools and resources.

INTERNATIONAL EQUITIES — EMERGING

INTERMEDIATE TERM BONDS

SHORT TERM BONDS

GLOBAL BONDS

LARGE CAP GROWTH

LONG TERM BONDS

LARGE CAP VALUE

LARGE CAP BLEND

CASH

SMALL CAP BLEND

INTERNATIONAL EQUITY — DEVELOPED


Tier 3: Managed Accounts Offered by GuideStone / Do It Together

GuideStone Personal Advisory Services is an optional, fee-based solution integrating advanced financial technology and daily monitoring into managing a participant’s portfolio. GuideStone Advisors® uniquely tailors the participant’s strategy to their personal goals and risk objectives — all with the personal connection of an advisor relationship.1

People are individuals. Risk tolerances are unique.

Your values aren’t volatile.

Do Well Do Right Do More

Some might be surprised, assuming that there is a compromise when one invests based on personal conviction. Instead, it makes sense that deeply held beliefs strongly correspond with investment preference — because those core values don’t change like other investment factors (the market, tech trends, etc.).

As of the beginning of 2018, $12.0 trillion of the $46.6 trillion in total assets under management in the U.S. can be attributed to investors who want their investments to reflect their personal values. This number has been steadily rising since the early 1990s with a sharp uptick in the early 2010s. Today, more than one-fourth of total assets under management belongs to investors who act on their convictions.2

GuideStone was founded more than 100 years ago to ensure the basic needs of elderly pastors and their wives were met and today helps nearly 200,000 participants prepare for their futures. We were screening on values before it was popular to do so — well before Socially Responsible Investing (SRI) was formalized.

Just as church plans are different from other retirement plans, the Christian values-based investor differs in how they make decisions. GuideStone understands this commitment because GuideStone shares this commitment. It’s also why we've made our 403(b) investment options so flexible.

We take a stand for life, family, stewardship, health and safety, never investing in any company that’s publicly recognized as being in the alcohol, tobacco, gambling, pornography or abortion industries.

GuideStone also advocates for plan sponsors whose fiduciary duties are increasingly crucial, despite church plans not being subject to the same regulations as those of other nonprofits or corporate counterparts.

Yet, GuideStone is much more than a leader in faith-based Funds and retirement plan administration. We also understand that ministry leaders have more important responsibilities than learning all the intricacies of retirement plans. GuideStone offers the definitive tax guide for pastors and their ministries and provides expert, personal and patient help about all aspects of the process. Throughout the journey, we support ministry leaders and their staffs with advice in planning their future ministry during their retirement years.

Discover the GUIDESTONE difference.

Preparing Employees Today for Retirement Tomorrow

GuideStone shares your mission and offers comprehensive retirement plans designed to accomplish your goals. Talk to a church plan expert about our investment flexibility, competitive pricing and exceptional service:

Breaking down GuideStone’s flexible fee structure.

Like our investment menu, GuideStone offers flexibility in its fee structure. We offer an unbundled alternative to increase transparency and fee choice.

Learn More »